Factoring, S.A.

Founded in 1999, Factoring, S.A. is a non-banking financial entity based in Guatemala, supervised by the Special Verification Intendency (IVE) of the Superintendence of Banks of Guatemala (SIB). The company's mission is to support the growth and development of small and medium-sized enterprises (SMEs) by providing agile and personalized access to working capital. Its core services include factoring (purchasing accounts receivable), discounting of promissory notes, and providing business credits, thereby offering businesses immediate liquidity to manage their cash flow effectively.