Earnipay

Founded in 2021, Earnipay is a financial technology company focused on improving the financial well-being of employees in Africa. The company partners with employers to offer an "Earned Wage Access" (EWA) solution, which allows employees to track and access a portion of their accrued salary at any time before their official payday. This service is designed to help workers manage unexpected expenses and avoid high-interest debt, thereby reducing financial stress. Earnipay operates on a B2B2C model, integrating with a company's existing payroll system to provide its services to the workforce.