ATF Bank

Founded in 1995, ATF Bank grew to become one of the largest and most significant commercial banks in Kazakhstan. It provided a comprehensive range of banking services to retail, corporate, and SME clients, including loans, deposits, payment cards, and cash management. Over its history, the bank underwent several ownership changes, including a period under the UniCredit Group. In late 2020, Jusan Bank announced the acquisition of a controlling stake in ATF Bank, a move aimed at consolidating and strengthening the Kazakh banking sector. The full operational merger was completed in 2021, with all ATF Bank assets, liabilities, and branding being integrated into Jusan Bank.