AMI Financial Solutions Limited

Robert Sinclair, the outgoing chief executive of the Association of Mortgage Intermediaries, has warned that lenders are increasingly looking to take market share from brokers, who currently account for 87% of UK mortgages. Sinclair emphasized the need for brokers to demonstrate their value as lenders invest in technology to attract customers directly. He also highlighted a significant remortgage opportunity in 2025, with 1.8 million home loans maturing, suggesting that brokers need to manage their customer relationships better to capitalize on this market. Sinclair's comments were made during his final speech at a conference, where he also acknowledged the challenges the industry faces, including tighter margins and rising regulatory costs.

Robert Sinclair, the outgoing chief executive of the Association of Mortgage Intermediaries, has warned that lenders are increasingly looking to take market share from brokers, who currently account for 87% of UK mortgages. Sinclair emphasized the need for brokers to demonstrate their value as lenders invest in technology to attract customers directly. He also highlighted a significant remortgage opportunity in 2025, with 1.8 million home loans maturing, suggesting that brokers need to manage their customer relationships better to capitalize on this market. Sinclair's comments were made during his final speech at a conference, where he also acknowledged the challenges the industry faces, including tighter margins and rising regulatory costs.