9 Year Mortgage

Founded in 2005, The Principal Reduction Corporation, operating under the brand name 9 Year Mortgage, is a company dedicated to helping American homeowners achieve debt freedom. They are not a lender, bank, or refinancing company. Instead, they offer a financial service and software-based strategy that works with a client's existing mortgage. The program typically involves switching to a bi-weekly payment schedule and strategically applying extra funds directly to the loan's principal, which drastically reduces the total interest paid and shortens the loan term, often to as little as 5-7 years.