Homsy

80% of an average Indian's wealth is trapped in Real Estate which results in 50% of India's overall wealth being trapped in these illiquid assets. Along with this, 61% of India's 3.3 Million sq km is agricultural land from which liquidity can't be generated in any way. At Homsy, we enable residential property and agricultural land owners to get up to Rs 5 Crores by buying partial ownership in a shared appreciation model. This empowers our customers with a one-time cash injection while eliminating constraints like monthly EMIs, income limits, CIBIL requirements, and the risk of foreclosure of their properties. Homsy aims to introduce this novel financing scheme into the Indian Real Estate market, which is poised to become the biggest globally by 2030 at over $1 Trillion, and help 1 million Indians enrich their lives by tapping into their inaccessible capital.