FlexShopper

FlexShopper, Inc. is a financial technology company that operates a leading national online lease-to-own (LTO) marketplace. It provides a flexible way for consumers with less-than-perfect credit to obtain durable goods, such as electronics, furniture, and appliances, from top retailers. Customers apply for a spending limit and, once approved, can shop on FlexShopper's online marketplace or use their limit at partner retail stores. The business model is centered on offering weekly payment plans over a 12-month period, after which the customer owns the product, with early purchase options available.