ARCA | Australian Retail Credit Association

The Australian Retail Credit Association (ARCA) is the leading industry association for organisations involved in the credit and data reporting sector in Australia. Established to represent its members, which include banks, credit unions, finance companies, and credit reporting bodies, ARCA's primary mission is to support a fair, competitive, and efficient credit reporting system. The association plays a crucial role in developing and managing the industry's self-regulatory framework, including the Privacy (Credit Reporting) Code. ARCA also provides advocacy on behalf of its members, engages with government and regulators on policy matters, and offers training and education to promote compliance and best practices within the credit industry.