Company Information

Get to know tern: enabling global commerce

Tern, Inc. is a Banking-as-a-Service (BaaS) and embedded finance provider that simplifies the process of launching credit, debit, and prepaid card programs. The company offers a white-label technology platform that handles the complex infrastructure, including bank partnerships, compliance, and network connections (like Visa and Mastercard), allowing other businesses to issue physical and virtual cards under their own brand. Tern's mission is to empower companies to build innovative financial products and expand their service offerings quickly and efficiently without needing to build the entire payment stack from the ground up.

Industry

Technology White Label PlatformPRIMARY
Financial Other Service

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tern: enabling global commerce

United States

Founded in

2015 (11 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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BridgerPay

(180 reviews)

Cyprus

2017

(9 years)

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Security Information

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This company is currently Unproved.

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.