Company Information

Get to know SmartPay Leasing

SmartPay Leasing is a financial services company specializing in lease-to-own (LTO) solutions, designed for consumers who may not qualify for traditional financing. The company partners with major retailers, particularly in the wireless and electronics sectors, to offer customers the ability to get products immediately and pay for them through scheduled lease payments. Their model is built to serve a broad range of credit profiles. SmartPay was acquired and is now part of Acima, a prominent virtual lease-to-own provider, which itself is a subsidiary of the publicly-traded company Upbound Group, Inc. (formerly Rent-A-Center).

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Financial PaymentPRIMARY
Financial Other Service

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SmartPay Leasing

United States

Founded in

2009 (17 Years)

Founded

Last online: No recent activity

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Markets.com

(327 reviews)

United States

2008

(18 years)

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.