Company Information

Get to know Scienaptic AI

Founded in 2014, Scienaptic AI is on a mission to increase credit availability for all by transforming the technology used in credit decisioning. The company's platform, Ether, uses advanced AI and machine learning to help banks, credit unions, and other financial institutions automate and improve the credit underwriting process. By leveraging alternative data and sophisticated modeling, Scienaptic enables lenders to approve more loans, reduce risk, and enhance the borrowing experience for their customers.

Industry

Technology Software DevelopmentPRIMARY
Financial Other Service

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Scienaptic AI

United States

Founded in

2014 (12 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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BridgerPay

(180 reviews)

Cyprus

2017

(9 years)

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.