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Canada
2013 (13 Years)
Last online: No recent activity
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This company is currently Unproved.
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License
A Grade License
Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.
B Grade License
Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.
C Grade License
Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.
D Grade License
From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.
Get to know Refresh Financial
Company Information
Get to know Refresh Financial
Founded in 2013, Refresh Financial's mission is to help Canadians, particularly those with poor or no credit history, gain access to credit and build a stronger financial future. Their primary product is the "Credit Builder Loan," a secured savings loan where clients' payments are reported to credit bureaus, and the loan principal is released to the client upon successful completion. In 2021, Refresh Financial was acquired by Marble Financial Inc. Subsequently, in late 2023, Marble Financial Inc. rebranded to Koho Financial Inc., integrating the Refresh services directly into the Koho platform.
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