Company Information

Get to know RAMS

Founded in 1995, RAMS (formerly RAMS Home Loans) is a non-bank lender that became a well-known brand in Australia's mortgage market. In 2008, the RAMS brand and distribution network were acquired by Westpac Banking Corporation, one of Australia's "big four" banks. Today, RAMS operates as a subsidiary of Westpac, leveraging the security of a major bank while maintaining its own distinct brand identity. Its primary mission is to help Australians achieve the dream of homeownership through a network of local Home Loan Centres, which are operated by franchisees.

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Financial BankingPRIMARY
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RAMS

Australia

Founded in

1991 (35 Years)

Founded

Last online: No recent activity

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FTD LIMITED

(505 reviews)

British Virgin Islands

2017

(9 years)

Security Information :

BVI FSC

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This company is currently Unproved.

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.