Company Information

Get to know Puddle

Puddle was a San Francisco-based financial technology company founded in 2012. Its mission was to provide an alternative to traditional credit by creating a platform for "social loans." The service allowed users to form small, trusted groups (or "puddles") where members would contribute a monthly fee to a collective fund. Members could then borrow from this shared pool, leveraging social trust and reputation as a form of collateral. The company aimed to help individuals build credit and access short-term loans without relying on banks or high-interest lenders. Puddle ceased operations around 2017.

Industry

Financial FundraisingPRIMARY
Financial Other Service

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Puddle

United States

Founded in

2022 (4 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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BridgerPay

(180 reviews)

Cyprus

2017

(9 years)

Security Information :

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Security Information

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This company is currently Unproved.

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.