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Italy
2009 (17 Years)
Last online: No recent activity
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This company is currently Unproved.
Please be cautious of the potential risks!
License
A Grade License
Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.
B Grade License
Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.
C Grade License
Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.
D Grade License
From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.
Get to know prestiamoci
Company Information
Get to know prestiamoci
Founded in 2009, Prestiamoci was the first peer-to-peer (or social) lending company to launch in Italy. It operates as a regulated financial intermediary, authorized and supervised by the Bank of Italy (registration no. 198). The company's mission is to provide a transparent and efficient alternative to the traditional banking system by directly connecting individuals who want to invest their savings (lenders) with those who need credit (borrowers). This model aims to offer more favorable interest rates for both parties. In October 2023, Prestiamoci became part of the Soisy group, another prominent Italian fintech company in the lending space.
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