PayNet

PayNet is a credit ratings company that offers analytics and risk management solutions to small businesses in the commercial credit industry. The company accumulates up-to-date information related to financial payments from many lenders and converts them into effective predictions of small business performance. It enables lenders to attain growth, optimal risk management, and operational efficiencies. PayNet’s tools and analytics allow lenders to find portfolio growth opportunities, help avoid portfolio risk by providing warning instead of detection, and forecast default rates to balance risk.