LoanCircle

LoanCircle aspires to disrupt and redefine the way lending is done in India. Their online platform empowers people who want better and speedier alternatives to existing financing channels, or have so far been underserved by those channels. They go beyond conventional credit scores, and consider a person's education, work experience, expected career growth, and up to 1000 other data points, while evaluating a loan application. Their data driven underwriting model lets us identify high quality borrowers, which helps the lenders on their platform make good returns on their investments.