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New Zealand
02 3월 2012 (14 Years)
Last online: No recent activity
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This company is currently Unproved.
Please be cautious of the potential risks!
License
A Grade License
Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.
B Grade License
Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.
C Grade License
Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.
D Grade License
From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.
Get to know Harmoney
Company Information
Get to know Harmoney
Founded in 2014, Harmoney was New Zealand's first licensed peer-to-peer lending marketplace. It has since evolved its business model and now operates as a leading online personal lender in Australia and New Zealand, funding its loans primarily through warehouse securitisation facilities with major banks. The company leverages its proprietary digital platform, Stellare®, to automate the entire loan process, aiming to provide customers with faster, simpler, and more personalised financial products. Harmoney is a publicly listed company on the ASX and NZX under the ticker HMY.
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