Company Information

Get to know GradJoy

GradJoy, Inc. was a venture-backed fintech startup founded to address the student debt crisis in the United States. The company developed a mobile application that provided users with automated, personalized advice and tools to pay off their student loans faster. Key features included consolidating loan information, calculating optimal payment strategies, and facilitating extra payments through methods like "round-ups" on everyday purchases. The company was a registered investment adviser with the SEC. In May 2022, GradJoy announced it was shutting down its service, and its founding team joined Form, a company focused on financial data connectivity.

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GradJoy

United States

Founded in

พ.ค. 2019 (7 Years)

Founded

Last online: No recent activity

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BridgerPay

(180 reviews)

Cyprus

2017

(9 years)

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.