Fundiin

Fundiin is a zero-cost Buy Now Pay Later leader in Vietnam, serving unbanked and underbanked. Credit card penetration in Vietnam is only 5%. Fundiin is able to provide the service at great user experience in the country, i.e. the service is free of interest or fee and the onboarding requires a single photo of ID card and 5 seconds without app download required. Fundiin has partnered with more than 300 retail merchants having more than 4000 physical stores, including some of the largest names in their vertical like Mobile World - the largest overall retailer in Vietnam, Unilever, Vua Nem - largest mattress retailer, Lug - largest luggage retailer, Galaxy Play - leading local movie streaming services, and many cosmetics and fashion brands like Paula's Choice, AHC, DHC, Sulwhasoo, etc.