Flex Money

Founded in 2015, Flexmoney Technologies is an Indian fintech company that provides a digital credit and payments platform called InstaCred™. The company's core mission is to democratize credit access by creating a seamless network between lenders (banks and NBFCs) and merchants (both online and offline). Through its platform, Flexmoney allows customers to get instant credit approvals from their own banks at the point of checkout, without needing a credit card. This "cardless EMI" solution aims to make purchases more affordable and accessible for a wider consumer base.