Extra Card

Extra Technologies, Inc. is a financial technology company that provides a unique credit-building service through a debit card. Unlike traditional credit cards, Extra links directly to a user's existing bank account and uses those funds to approve transactions. The company then reports these transactions and payments to credit bureaus (Experian and Equifax), allowing customers to build credit without the risk of accumulating debt or paying interest. Founded with the mission to make credit building more accessible and equitable, Extra's service is targeted at individuals who may not qualify for traditional credit products or who prefer to avoid them.