Expansion Capital Group LLC (“ECG”) provides loans to small businesses in the U.S. which have historically been underserved by traditional financial institutions and who may have experienced challenges obtaining affordable or timely financing. The Company has developed a technology platform using predictive modeling, data aggregation and electronic payment technology which enable it to service this target market. Traditional lenders generally focus on small business owners’ personal credit history while ECG focuses, not only on the small business owners’ personal credit history, but also on the performance of each of the small businesses using a broad array of traditional and nontraditional data sources. The Company has developed a proprietary end-to-end lending platform which includes an online based origination platform, a proprietary credit scoring model, and an automated collection platform that collects ACH payments from merchants.
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Expansion Capital Group LLC (“ECG”) provides loans to small businesses in the U.S. which have historically been underserved by traditional financial institutions and who may have experienced challenges obtaining affordable or timely financing. The Company has developed a technology platform using predictive modeling, data aggregation and electronic payment technology which enable it to service this target market. Traditional lenders generally focus on small business owners’ personal credit history while ECG focuses, not only on the small business owners’ personal credit history, but also on the performance of each of the small businesses using a broad array of traditional and nontraditional data sources. The Company has developed a proprietary end-to-end lending platform which includes an online based origination platform, a proprietary credit scoring model, and an automated collection platform that collects ACH payments from merchants.
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