Company Information

Get to know everett credit union

Spectra Credit Union was officially formed on January 1, 2023, through the merger of two established credit unions: Everett Credit Union (founded in 1915) and Merck Sharp & Dohme Federal Credit Union (founded in 1950). As a member-owned financial institution, its mission is to provide affordable, high-quality financial services to its members and communities. The credit union offers a comprehensive range of products, including checking and savings accounts, auto loans, mortgages, credit cards, and investment services, serving over 50,000 members across its service areas in Massachusetts and Pennsylvania.

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Financial BankingPRIMARY
Financial Other Service

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everett credit union

United States

Founded in

1926 (100 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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FTD LIMITED

(505 reviews)

British Virgin Islands

2017

(9 years)

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.