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United States
2012 (14 Years)
Last online: No recent activity
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This company is currently Unproved.
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License
A Grade License
Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.
B Grade License
Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.
C Grade License
Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.
D Grade License
From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.
Get to know EarnIn
Company Information
Get to know EarnIn
Earnin, originally founded as Activehours in 2013 by Ram Palaniappan, is a financial technology company dedicated to building a more equitable financial system. Its core product, Cash Out, provides 'Earned Wage Access' (EWA), allowing workers to access a portion of their earned but unpaid wages before their official payday, without mandatory fees or interest, instead operating on a voluntary tip model. The company also offers other financial wellness tools like Balance Shield, which helps users avoid bank overdraft fees, and EarnIn Express, a feature for receiving paychecks faster via direct deposit. The company's mission is to empower individuals by giving them more control over their financial timelines.
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