Creditas Financial Solutions

Founded in 2012 by Spanish entrepreneur Sergio Furio, Creditas is a fintech company that operates as a digital platform for financial solutions. The company's mission is to reduce the debt burden on individuals in Latin America by offering more affordable and accessible credit. Its core business revolves around secured lending, providing products such as home equity loans, auto equity loans, and private payroll-deducted loans. By using technology to streamline processes and collateral to reduce risk, Creditas aims to offer significantly lower interest rates than traditional unsecured credit options in the region. The company has expanded its ecosystem to include vehicle financing, insurance, and employee benefit solutions.