Covalsa Factoring

Founded in 1989, Covalsa Factoring, S.A. is a non-bank financial institution based in Spain that offers financing solutions primarily to small and medium-sized enterprises (SMEs). The company's core services are factoring (with and without recourse) and invoice discounting, which help businesses improve their cash flow, manage collections, and mitigate the risk of non-payment from their clients. As a member of the Spanish Factoring Association (AEF), Covalsa positions itself as a flexible and agile financial partner for businesses seeking alternatives to traditional bank financing.