Consorcios LC

Founded over 30 years ago, Consorcios LC offers a collective self-financing system as an alternative to traditional credit for acquiring high-value assets such as properties and cars. The business model involves creating groups of people who make monthly payments into a common fund, which is then used to award capital to members through lotteries or bids, allowing them to make their purchase. The company is supervised by Chile's Sernac Financiero and aims to provide an accessible and planned path for individuals to achieve their goals without incurring interest-based debt.