CJM Financial, Inc.

CJM Financial, Inc. is a specialized financial services firm operating as a nationally licensed life settlement provider. The company's core business involves providing liquidity to life insurance policy owners by purchasing their existing policies for a cash amount greater than the policy's surrender value but less than its net death benefit. Registered with FINRA as a broker-dealer, CJM Financial works with financial professionals, insurance agents, and policyholders to facilitate these transactions, offering an alternative to lapsing or surrendering a policy that is no longer needed or affordable.