Choco Up

Founded in 2019, Choco Up is a data-driven fintech platform that provides flexible, non-dilutive funding to high-growth companies, particularly in the e-commerce and digital sectors. Its primary service, revenue-based financing (RBF), allows businesses to secure growth capital in exchange for a small percentage of their future revenues, offering an alternative to traditional venture capital or bank loans. The company uses AI and data analytics to quickly assess business performance and provide funding, aiming to help entrepreneurs scale their operations without giving up equity.