Cedar River Finance

Cedar River Finance operates as a tribal lending entity wholly owned by the Big Lagoon Rancheria, a federally recognized American Indian tribe. The company provides short-term online installment loans intended to help consumers cover unexpected expenses. As a tribal enterprise, it asserts that it operates under tribal law and is not subject to the laws of the borrower's state of residence, often allowing it to offer loans with higher interest rates than those permitted by state usury laws. The application process is entirely online, with a focus on quick approval and funding.