bkr

Stichting Bureau Krediet Registratie (BKR), founded in 1965, is a Dutch foundation that maintains a central database of all consumer credit in the Netherlands. Its primary mission is to prevent problematic debt and over-lending by providing financial institutions with reliable credit information on consumers. BKR collects data from affiliated credit providers, allowing them to assess the financial situation and payment history of loan applicants, thereby promoting financial stability for both lenders and consumers.