Ascend Credit

Ascend (legal entity: Ascend Management, Inc.) is a San Francisco-based financial technology company founded in 2019. Its mission is to help consumers manage and overcome debt by offering personalized financial products. The company's primary service is providing fixed-rate personal loans, often used for debt consolidation, which are originated through its partner, FinWise Bank. Ascend utilizes technology and data science to automate the underwriting process, aiming to offer more accessible and lower-cost credit options to a wider range of borrowers compared to traditional lenders.