Antecipa.FGTS

Antecipa.FGTS is a digital financial platform operating in Brazil. Its core business is offering credit to Brazilian workers by anticipating the "Saque-Aniversário" (Birthday Withdrawal) installments from their FGTS (Fundo de Garantia do Tempo de Serviço) accounts. The FGTS is a mandatory severance indemnity fund in Brazil, and the "Saque-Aniversário" is an optional system that allows workers to withdraw a portion of their funds annually. Antecipa.FGTS provides a fully online process for users to apply for and receive these funds in advance, using the FGTS balance as collateral. The company operates as a brand of QI Sociedade de Crédito Direto S.A., a financial institution authorized and regulated by the Central Bank of Brazil.