American Credit Card Solutions

American Credit Card Solutions, LLC (ACCS) operated as a debt relief organization primarily through telemarketing. The company targeted consumers with significant credit card debt, promising to negotiate with their creditors to lower interest rates and save them substantial amounts of money. However, an investigation by the U.S. Federal Trade Commission (FTC) found that the company charged illegal upfront fees and made deceptive claims about its ability to deliver on these promises. In 2012, a federal court halted their operations and froze their assets at the request of the FTC, effectively shutting down the business.