American Credit Acceptance

Founded in 2007, American Credit Acceptance (ACA) specializes in the sub-prime automotive lending market. The company partners with a nationwide network of franchise and independent automobile dealerships to help consumers purchase vehicles. ACA's business model focuses on using proprietary analytics and a flexible, common-sense approach to underwriting, enabling them to serve customers who may not qualify for traditional financing. Their stated mission is to be a leading provider of financing solutions in the sub-prime automotive market, improving the lives of their customers and dealer partners.