Acredius

Founded in 2018, Acredius AG is a Swiss financial technology company that operates a crowdlending and crowdinvesting platform. Its core mission is to democratize financing for SMEs and startups by providing an alternative to traditional bank loans. The platform uses an AI-powered credit risk assessment model to evaluate funding requests, which are then presented to a community of private and institutional investors. Acredius facilitates both debt (loans) and equity (shares) financing, aiming to create a transparent and efficient marketplace for business funding and investment.