365 Business Finance

Founded in 2013, 365 Business Finance is a financial services company specializing in providing flexible funding solutions for UK-based small and medium-sized enterprises (SMEs). Their primary product is a merchant cash advance, which is an alternative to traditional bank loans. Funding is based on a business's future credit and debit card sales, with repayments taken as a small, agreed-upon percentage of daily card transactions, meaning businesses pay back more when sales are strong and less during quieter periods. The company prides itself on a simple application process, fast funding decisions, and high approval rates for a variety of sectors, including retail, hospitality, and e-commerce.