2nd Order Solutions

Founded in 2016, 2nd Order Solutions (2OS) is a U.S.-based credit risk consultancy firm. The company partners with financial institutions, including banks, credit unions, and fintechs, to help them make better credit decisions and manage risk. 2OS provides a blend of analytical and business expertise to address challenges across the entire credit lifecycle, from acquisitions and underwriting to account management and collections. Their mission is to deliver best-in-class risk management solutions and support to help lenders grow their businesses profitably and responsibly.