1st Credit

1st Credit is a company that specializes in purchasing outstanding debt portfolios from major UK lenders, such as banks and credit card companies. Once an account is purchased, 1st Credit manages the collection process directly with the customers. The company's stated mission is to work collaboratively with individuals to understand their financial situation and establish affordable and sustainable repayment plans. Historically an independent entity, 1st Credit was acquired and is now a trading name of Intrum UK Finance Limited, which is part of the wider Intrum Group, a global leader in credit management services.